Purchase balance must be paid in full within the promotional period (3, 6, 12, 18, or 24 months), all minimum payments must be made and account must not otherwise be in default during the promotional period or finance charges will be assessed on the balance due from the purchase date at the Annual Percentage Rate (APR) of 24.75% to 27.99% (depending on credit history at the time of account funding). Length of the promotional period could be shorter depending upon the timing and amount of your payments and the type of other account balances.
Applicable to all plans:
• Default Rate: Equal to the non-default APR for a particular plan, plus up to 10.00%, not to exceed an APR of 30.00%.
• Late Payment Fee: $39
• Returned Check Fee: $35
• Minimum Finance Charge, if assessed: $.50